Payments Settings

In this article, you will learn more about the following:

To get started with managing the payment settings, navigate to Settings -> Payments on the left sidebar menu.

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Payment account setup

The first thing that you need to do is go through the payment account setup process so you can begin accepting credit card payments through your store.  Click on the Complete Account Setup button to get started.

Note that the payment setup process is only available to the user with the role of Owner for the store.  This is because the setup process requires personal information about the business and owner.

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Then you just need to fill out the required information and submit the setup request.

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After submitting the setup request, you will be redirected back to the Payment Settings page and you will see a notification that your request is pending activation.  You will receive an email with additional instructions for activating your payment account.

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When the activation is complete, you will receive another email letting you know that your account is activated and that you will now be able to move your store to Live mode when you are ready.  See our article about General Settings to learn more about moving your store to Live mode.

Payment authorization settings

There are two different settings for payment authorization that you can choose from.

  • Manually capture payments - With this setting, when a new order is received the customer's credit card is authorized for the amount of the order.  The process of authorization puts a hold on the specified amount of funds on the customer's credit card and at this point the customer will see this as a pending transaction on their credit card account.  After you review the order to screen for fraud and/or verify the availability of the items ordered, you would then capture the payment from the order detail page, which will add those funds to your daily batch that will be funded to your bank account.

  • Automatically capture payments - If you enable this setting, when a new order is received the customer's credit card will be authorized and automatically captured for the amount of the order, which will add those funds to your daily batch that will be funded to your bank account.  This setting is a good option if you are selling a product or service that is always available and has a low level of fraud.


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That's everything that you need to know about the Payment Settings.  Next we will look at how to configure your store's Tax Settings.